About KOSTE

KOSTE exists because the sticker price is never the real price. A R450,000 car isn't a R450,000 decision — it's fuel, insurance, maintenance, licence and interest, every single month, for years.

We build small, fast, free tools that show South Africans what things REALLY cost, and then explain the answer in plain language — in English, isiZulu, isiXhosa or Sesotho.

What we believe

• Numbers should be understandable, not intimidating.
• Local context matters — Rands, local rates, local assumptions.
• You shouldn't need an account to get a straight answer.

What KOSTE is not

KOSTE is not a financial services provider, a lender or an adviser. Everything here is an estimate for planning purposes. For decisions that matter, speak to a registered professional.

Contact us

We only take messages on social. Find us on Instagram @koste_za or TikTok @koste_za. Please don't share personal or financial details in a message.