Terms of Use

By using KOSTE you agree to these terms. If you don't agree, please don't use the site.

Estimates only

KOSTE provides estimates for informational and planning purposes only. Results may differ from your actual circumstances. Nothing on this site is financial, tax, credit, legal or customs advice, and KOSTE is not a registered financial services provider.

Your responsibility

You are responsible for the inputs you enter and for verifying any figure before making a decision. Always confirm quotes, interest rates, insurance premiums and customs charges with the relevant provider or authority.

AI explanations

AI-generated explanations can be wrong or incomplete. They explain calculated results; they do not verify them and they are not personalised advice.

Availability

KOSTE is provided “as is”, without warranties. We may change or remove features at any time. To the extent permitted by law, we are not liable for any loss arising from use of this site.